Chapter 15 – Episode 15
“Enjoy your meal.”
“Thank you.”
Bokati came out. I got a drink. I sat down.
Jinseong put a red plastic straw in his mouth. The unique refreshing sweetness spread throughout my mouth.
‘Delicious.’
While drinking puffer tea.
The gaze was fixed on Kim Dong-wook. To be precise, it was fixed on Kim Dong-wook’s ever-changing inner thoughts.
[Inner thoughts: Lee Kyung-mi is an ignorant and shallow bitch.]
[Inner heart: I only know how to work like a pig and a pig in a factory to make money, but I am actually illiterate about how to invest or how to spend money.]
[Inner heart: These bitches have a characteristic. They believe only what they see with their own eyes. If you show the benefits directly, they will believe you. Even if it is a false benefit.]
[Inner heart: Stupid bitch. A foolish bitch who turns her eyes away because she is happy to see the benefits. A stupid bitch who can’t even tell whether it’s a true gain or a false gain.]
Dongwook Kim and Kyungmi Lee talked for about 30 minutes.
The atmosphere was extremely friendly.
“Invest just 5 million won.”
“The amount is too big?”
“If 5 million won is a burden, invest at least 500,000 won. “You can benefit in half a year, and you can get back more than double the principal in one year.”
“Uhm, I understand. Great. “I will trust you and invest 500,000 won.”
“That’s a wise choice. You will never regret it.”
Kim Dong-wook’s mouth darkened.
[Inner thoughts: 500,000 won? It’s bait. Bait for catching big fish.]
[Inner thoughts: What if I invested 500,000 won and receive dividends of 100,000 won every month?]
[Inner heart: Greed sprouts. You end up blaming yourself.]
[Inner heart: I probably blame my past self for only investing 500,000 won.]
[Inner heart: I regret that I should have put in more money and that I only had a little fun because I only put in 500,000 won.]
[Inner heart: When I regret, my eyes turn. What if my eyes roll? It’s over. He comes to me with a bundle of money.]
Jinseong sighed.
‘Real garbage.’
I found out about Kim Dong-wook’s fraud method.
‘To summarize the method…’
It was some kind of Ponzi scheme.
Recruit investors. -〉 Receives investment -〉 Part of the investment is distributed to investors. -〉 More than 10% dividend every month.
Investors invest small amounts due to the burden. -〉 If you are confident that there will be profit, you become greedy -〉 Invest more -〉 Kim Dong-wook eats and carries the investment money.
‘If things go according to Kim Dong-wook’s plan…’
Park Man-bok would go bankrupt.
Ha-yeon Park will also suffer from hardships in life.
In addition to Mr. Park and his wife, at least dozens of other people will be affected.
‘Honestly, I don’t really care whether other people are embarrassed or not.’
I stood up.
‘But I definitely want to help President Park.’
I left the café.
∴∴∴
Inside the gym office.
“Eat it.”
Park Man-bok handed over a paper cup. It was a round car.
“Thank you.”
Jinseong accepted the paper cup. I took a sip.
Father and daughter Park Man-bok and Park Ha-yeon looked at such sincerity.
“Do you have something to say?”
“Yes.”
Jinseong put down the paper cup.
“Boss, have you ever heard of a Ponzi scheme?”
“Ponzi scheme? What is that? “Is this your first time hearing this?”
“It is a scam that receives investment from an investor, distributes part of the investment, and then runs away when the investment grows.”
“…”
Explained the Ponzi scheme.
“For example, let’s say the boss was deceived into a Ponzi scheme and invested 100,000 won? He put in 100,000 won, and he gets a dividend of 20,000 won every month. “You can repay the entire principal in 5 months, make a profit of 20,000 won in half a year, and make a profit of 140,000 won in one year.”
“…”
“As profits increase, what will the boss think? Does he feel good about earning 140,000 won a year? Or is he sad that he only earned 140,000 won?”
“…”
“It would be a pity. What if he invested 100 million won instead of 100,000 won? He will earn 140 million won, but it must be a pity that he only earned 140,000 won.”
“…”
“I get greedy. It’s not too late. Let’s invest. If you invest 100 million won even now, you can earn 140 million won a year. In the end, I end up investing all my savings, loans, and even my children’s money.”
“…”
Jinseong’s explanation continued.
Ponzi schemes were explained through several cases.
It also tells us what kind of life a person who has been involved in a Ponzi scheme lives.
“Today, I happened to overhear a conversation with a person named Kim Dong-wook at a café. They ran a typical Ponzi scheme on a middle-aged woman. She said that if you invest 500,000 won, you will gain 100,000 won in half a year. “It’s a profit of 1.3 million won in one year.”
“… Yes? … Dongwook? … Are you talking about my friend Kim Dong-wook?”
There was a look of puzzlement in Park Man-bok’s eyes.
“I’m not sure if he’s a friend. Anyway, 20% monthly dividend? 240% dividend for one year? You have to say something that makes sense. It was absurd. It wasn’t even funny.”
The father and daughter’s expressions hardened.
“Looking at it, it seemed like Kim Dong-wook was running a Ponzi scheme on hundreds of people. “I thought they were going to trick me with false benefits and run away.”
“…”
“Boss, be careful too. If someone tells you to invest and will give you a lot of dividends, be suspicious. To put it bluntly, in an era where bank interest rates are less than 2% per year, does a monthly dividend of 20% make sense?”
It’s malice disguised as all kinds of goodwill.
It’s a scam. Fraud.
Never trust it.
“I’m going to go exercise now.”
“Yes, have a good time.”
Jinseong left the office. Ha-yeon Park noticed her and followed her.
Park Man-bok was left alone in her office.
“Kim Dong-wook may be a fraudster…”
Park Man-bok received a proposal from Kim Dong-wook that was similar to, or rather identical to, the Ponzi scheme Jin-seong mentioned.
“It seems like they are running a Ponzi scheme on at least dozens of people…”
In fact, Park Man-bok trusted his friend Kim Dong-wook completely.
I had no doubt that he would benefit me.
I trusted him and planned to invest 30 million won, my entire fortune.
There is a crack in faith.
“I guess I’ll have to find out.”
Park Man-bok picked up his cell phone. He contacted his close friend
“Oh, Minseok, it’s been a while. I’m sorry, but please do me a favor. You know Dongwook Kim, right? Uh, yes, that’s right. Military classmate Kim Dong-wook. “Please do a background check on that guy.”
My friend ran a criminal investigation agency.
“Okay, thank you. I’ll tell you why when we meet later. Uh, okay, okay, let’s meet up for a drink sometime soon. “I like delicious meat.”
∴∴∴
Jinseong tried to measure his weight.
“Over there.”
Ha-yeon Park followed.
[Likeability: 60]
A few days ago, Park Ha-yeon’s favorability rating reached 60.
For some reason, she didn’t rise even one degree after turning 60.
“Kim Dong-wook, do you think that person is a fraudster?”
“Yes, in my opinion, he is 1,000% a fraud.”
“… Actually, even to me, he looked suspicious.”
“If you do a background check before investing, the outline will be revealed.”
“Thank you for the advice. “If that person is a fraud, I will repay you.”
Ha-yeon Park lowered her head.
[Likeability: 61]
Favorability, which had been stagnant for a few days, has risen again.
[Inner mind: Pig, thank you.]
[Inner thoughts: I was worried because my dad said he was investing 30 million won…]
[Inner thoughts: I need to contact Uncle Minseok and ask him to investigate.]
I finished my conversation with Ha-yeon Park.
‘I did everything I could.’
Explained the Ponzi scheme. He also told me that Kim Dong-wook is a fraudster.
‘There is nothing I can do now.’
The choice was up to Park Man-bok. All I had to do was wait for the results to come out.
‘I hope we get good results.’
I hope it works out well.
I weighed myself.
[Week 6 (Day 37)]
[Loss of 0.2 kg per day]
[Total weight loss of 14.0 kg]
[Current weight: 81]
Jinseong was thrilled.
‘There is only 1 kg left until 80 kg.’
If you lose 1.1 kg, the first digit changes from 8 to 7.
‘Let’s try a little harder. There is not much time left.’
Enthusiasm burned.
Can do. It can be removed. It will be reached within four days.
“Omg… Omg… I think I’m going to die…”
Achievement 37 was achieved. I received 45 points as a reward.
Jinseong headed to the bathroom. She looked good and took the potion.
I took it 4 times.
[Stamina: 10]
[Handsome: 0.6/100]
[Points held: 6]
I stood in front of the bathroom mirror. I scanned his face carefully.
‘Little… Very little… ‘I think I’m about 0.1% more handsome.’
It was a lie. Actually, I don’t know. I couldn’t tell if he was handsome or not.
‘Continue… If you eat it consistently… I won’t be told I’m ugly anywhere.’
A small wind has arisen.
I wish Park Ha-yeon would stop talking about pigs.
I wanted to stop hearing people call Choi Ayoung ugly.
I want to hear from her mother, ‘My son is handsome.’
If I go somewhere and hear people say, ‘You look so warm,’ I will have no wish.
∴∴∴
The next afternoon.
Park Man-bok received a call from his close friend.
-Manbok-ah, Kim Dong-wook has finished investigating that bastard.
“Already?”
It was unexpected.
Less than 24 hours have passed, and the investigation is over?!
– I was a dirty bastard, so there was nothing to look for or sleep on. That bastard was on the fourth offense of fraud.
“…”
– He was accused of a Ponzi scheme. He was recently released from prison and was running a Ponzi scheme again.
“…”
Park Man-bok was speechless. I was quite shocked.
My friend continued.
– A true bastard of the world. There is no other evil like that.
“…”
– Reported to the police. He will be caught soon.
