Chapter 517 – Three Laws of Lease
Loan.
‘Whoa…’ …’
The act of borrowing someone else’s money or goods.
Of course, the process cannot be easy.
“It is difficult for us to help you further because we are already lending you the maximum amount available.”
It’s literally other people’s money.
I don’t want to lend to others.
‘Tell me what to do with that!’
Song Min-seop is a real estate investor.
There are dozens of locations across the country.
The profits are also considerable.
Assets are increasing by more than 20% every year.
“No… I’m not asking you to lend me money because it’s dangerous. I’m making enough profit, and if I dispose of it, at least I won’t lose money.”
That doesn’t mean you make money by 20%.
Real estate is different from stocks.
‘If you lend me money, I will repay you.’
Leverage has become routine.
I do not buy real estate with 100% my own money.
It’s so big.
Even a small apartment costs hundreds of millions.
I need to get a loan from a bank, etc.
“We are fully aware of that.”
“Why are you doing this when you know? You don’t want to do business with me?”
“Haha… You can look into other banks, but there is no place that can extend the loan beyond this~ From our perspective, we are trying our best to consider the situation of Min-seop, who is a VIP.”
I won’t do it.
To be precise, it doesn’t do anything more.
‘Ha, you’re strict.’
The reason.
It’s not that Minseop doesn’t know either.
I know it better than anyone else.
Real estate is difficult to dispose of.
Buying and selling also takes time.
What if there is a sudden crash?
The person who lent the money will be at a loss.
“Thanks for visiting! Take a look!”
A bank is a place that makes money by lending money and making loans.
Big customers are VIPs.
Even oneself has limitations.
Min-seop leaves the bank gate without any harvest.
‘It’s not like there’s no way.’
Expedient.
After registering a business, there is a method of obtaining a round-trip loan through a loan broker.
However, there are many problems in many ways.
You have to pay a commission to the broker, and there is a risk that the method will be blocked.
〔Real Estate Big Money Group Chat Room〕
“Regulations on the total amount of credit loans are finally being implemented.”
“How about the loan business?”
“It’s difficult there too. “The government has blocked us from doing business.”
Some things are already blocked.
Strong regulations were put in place on credit loans and lending.
‘Why are you saying I’m going to borrow it at my own risk?’
Normal loan.
It’s at the level of being completely blocked.
There is no other way than expedient methods.
Crack!
Minseop soothes his aching heart by chewing his nails.
It’s not because the business isn’t doing well.
Rather, it works well.
It’s a problem because it’s so good.
It is clear that things will get better.
‘No, really…’ … I’m in a situation where I can copy as much money as I poured in?’
It is already popular among the big players.
The government came up with a crazy policy.
3 laws of lease.
It has been almost impossible to raise the rental price for 4 years.
“I’m really in a hurry… 」
“I understand the government’s position. “I think that if you invest, house prices will rise.”
“What does that mean?”
“I don’t know how the market works~”
What if that happens?
Real estate investors like themselves are not fools.
I can smell the amazing smell of money.
I notice that house prices are going to rise.
‘4 years’ worth of prices will be reflected in advance.’
There are many people who have not noticed this.
Sweep up information before it spreads.
You can copy as much money as you spend.
So she recommended it to her.
“Is it so? But I have something else to do…》
Suhyeon.
This is an influencer I’m keeping an eye on.
I’ve met a lot of pretty girls who fly and crawl.
‘I hope there is no misunderstanding.’
There was no woman of that high standard.
Although it looks pretty in the photo, it’s steamy in person.
Expectations were met.
On the contrary, it caught my eye so much that I thought it was underestimated.
『Jeon_Su_Hyeon』
Posts 510 Followers 898,000 Follows 306
「Photo of lying on the crumpled sheets of the bed」
「Photo of squatting in an abandoned building」
「Photos of playing at the Incheon hotel resort」
Liveliness appropriate for age.
Yet, it exudes a subtle glamor and decadence.
‘We communicate well.’
I’m different from those empty-headed bitches who struggle to get ahead.
It definitely has class.
He is also smart.
Perhaps because he is a Korean university student, he understands everything he says.
Gulp!
I want to suck on those elegant and proud lips.
I want to teach you what a man is.
Just thinking about it makes my dick react.
It was really difficult when I played in Haeundae.
Because I want to eat it.
I still regret that I should have seduced him more actively.
‘I will definitely make you my woman.’
How to do that.
It teaches you how good of a person you are.
That’s also why I recommended investment.
If you make copies of money, they will look up to you.
It became difficult because the refusal was ambiguous.
It may have seemed like an investment scam.
Resolve misunderstandings.
Appeal yourself.
In order to achieve those two things.
「It is said that PF financing for the Seoul reconstruction complex was successful!」
“I heard that’s progress?”
「Wow, I thought it wouldn’t work in my lifetime… 」
“The Seoul market has changed this time, right? So, it seems like a new wind is blowing in the construction industry.”
Money.
I need money.
The more, the better.
To the point where it doesn’t matter what the conditions are.
‘Ha, if only I had money.’
Money is flowing into real estate.
Sharp-witted people are anxious to spend money.
What if the PF loan is approved?
This is interpreted to mean that the number of people interested has increased.
Weeeing~
I also want to invest faster and more.
I’m trying to find a way to make that possible.
Type 〈! Did you hear the news?〉
“Why again… How much did it go up again?”
I receive a phone call from my close friend.
There is no need to listen to what is being said.
‘Where the fuck did they get so fucking high again?’
Aftermath of policy.
There is a rapid increase mainly in popular areas.
Of course I know.
I predicted it long ago.
I just didn’t want to hear it because my stomach hurt.
〈No, that’s not it… Did you know that CW Securities started a loan service this time? 〉
It was a different story.
It was also the news about the loan he had been waiting for.
‘Yes, this is it!’
A securities company.
He moved quickly.
They started a loan service for real estate investors.
It is less demanding than existing banks.
The loan limit also properly reflects the market value.
“Are you saying anything about gap investment?”
〈Not yet… But we don’t know in the future.〉
Real estate continues to rise.
Only conservative banks do not properly evaluate this value.
‘Then I guess I should rent it quickly and see.’
CW Securities.
Although it is higher than the market interest rate, it is reasonable compared to the expedient method of using a loan broker.
Min-seop receives the full loan right away.
With that, you buy real estate, put it as collateral, and get another loan.
“CW? Is this where the profit and loss account is?”
“It’s okay there.”
“Did you originally take out a loan?”
“I think they are starting to provide customized loans for real estate investors.”
Such information.
It spreads quickly among the big players.
Because it was news I had been waiting for.
‘You’re going to do this?’
‘Don’t you know it’s a gap investment? …’
‘Wow! I need to get a full loan!’
The current real estate market is all about making money.
Only ordinary people don’t know.
What if I only have money?
It is possible to occupy real estate across the country and sell it at a higher price.
“I took out a full loan right away. “I want to increase my investment~”
“Hey, you too?”
“Hey, me too!”
It spread like wildfire among big real estate players.
* * *
House price.
It is most closely related to the lives of the common people.
‘That’s why the government is trying to intervene.’
What about stocks?
Even if a certain theme moves, it does not intervene in the overall market.
House prices are different.
Various means are used to stabilize prices.
“Just like my brother said, there was a mess. Seonghwa was really trying to get a loan.”
“It has to be that way.”
It does not necessarily produce good results.
Sometimes, if you don’t do it, you won’t be able to do it.
The aftermath of the three lease laws.
As housing prices began to rise, the government hurriedly came up with measures.
Korea Newspaper−「Aiming at credit loans for professionals and office workers… ‘The horse barrel’ is also tightened”
Fact News− “Ruling party targets loan industry… Reduce the maximum interest rate to 10%, if you refuse, the contract is invalid.”
Daily News− 「”Yeongkkeuldo is an old saying” Loan balance increases by ↓243.6 billion in one day due to regulations on the total amount of credit loans」
It is tightening the loan.
It prevents people from taking out loans to buy real estate.
‘Peeing on frozen feet is also oily.’
Wow, they don’t give out loans!
I shouldn’t invest in real estate!
There is no way it could move so simply.
What if it’s a mess no matter who looks at it?
It is human instinct to try to suck somehow.
The big players take action first.
Common people will soon be affected as well.
“So you’re giving out a lot of loans?”
“Because while real estate is going up, it won’t fall down.”
Banks are conservative.
I don’t try to do anything unless it clearly benefits me.
We also pay attention to various regulations.
If you create a product that circumvents that point.
‘I wonder if there are one or two people who are desperate to borrow money.’
Credit of CW Securities.
Obtain loans from various banks and lend them to speculators.
That’s how money is poured into the real estate market.
It will greatly contribute to raising house prices.
“I think I’ll know when I see my brother.”
“Yes, this is how you invest.”
“Even the dark side has to be this evil.”
“…”
The common people suffer.
It is bound to become very, very difficult to buy my own home.
To some, he may be seen as a villain.
Hyeri’s words are not without truth.
‘Well, who is in the dark?’
Investors.
Identify loopholes in the market and collect undervalued assets.
What if there was no loophole in the first place?
Such speculation would not have been prevalent.
Push your back a little.
The people of real estate.
Pour oil into the gap investment board.
